Travel & Gift Cards

Fort Dodge Family Credit Union offers both Gift Cards and Travel Cards. We encourage our members to know the differences between the two so that you may select the card that best meets your needs.

Gift Cards

Not only do Gift Cards make great gifts, but they can also be used for everyday transactions as well.  Concerned about making online purchases with your debit card?  A gift card will allow you to shop online without the fear of having your debit card compromised.  Shopping out of town and need to stay on a budget?  So many possibilities…

Card Fee$3
Minimum Load$10
Maximum Load$1,000

Gift Card disclosures are available upon request.

Restrictions, Limits, and Fees

  • Can not be used for car rentals
  • Hotels and any affiliations to the hotel may apply a $500 hold
  • When paying for gas always pay inside – Pay at the pump will place a $75 hold
  • Restaurants and Bars may place an additional 20% hold for gratuity
  • Internet gambling transactions are restricted

Travel Cards

Travel Cards are a great option for those who may be traveling and may be looking for options in addition to their Visa Debit Card. Knowing the card restrictions can help to save unwelcomed surprises when you may be miles away from home.

Card Fee$5
Minimum Load$10
Maximum Load$5,000

Travel Card disclosures are available upon request.

Restrictions, Limits, and Fees

  • Car rentals, Hotels and Hotel affiliations (gift shops, restaurants, etc.) Cruise ships may hold 15% for up to a five-day hold
  • When paying for gas always pay inside – Pay at the pump will place a $75 hold
  • Restaurants and bars may hold an additional 20% for gratuity preauthorization
  • Taxi cabs and Limos may hold an additional 20%
  • Beauty, and barber shops, and spas may hold an additional 20%
  • Internet gambling transactions are restricted
  • Limits
    • Signature POS:  Daily limit 25 transactions or $5,000 per day
    • PIN POS:  Daily limit 25 transactions or $2,500 per day
    • Cash Advance:  Daily limit 2 transactions or $1,000 per day
    • ATM Withdrawal:  Daily limit 3 transactions or $500 per day (includes fees)
  • Additional Fees
    • Card Unload Fee:  $15
    • Card Replacement Fee:  $5
    • Reload Fee:  $2
    • ATM Withdrawal Fee:  $1.50
    • International Transaction Fee:  2% of the transaction amount
    • Card Inactivity Fee:  $5 monthly after 10 consecutive months of non-usage