# Fort Dodge Family Credit Union ## Pages - [E-SIGN Act Disclosure & Consent](https://fdfcu.com/about/e-sign-act-disclosure-consent/): E-SIGN Act Disclosure and Consent - [Online Loan Application - Mortgage/Home Equity](https://fdfcu.com/home/online-loan-application-mortgage/) - [Apply Online](https://fdfcu.com/loans/apply-online/): Service Temporarily Unavailable We are currently making improvements to our online application system, and hope to have it ready for you soon! In the meantime, if you would like to apply for a loan or check the status of an existing application, please give our lending specialists a call at (515)573-4040 - [ICAN Resources](https://fdfcu.com/resources/ican-resources/): ICAN can provide programs, tools, and resources to help students with all aspects of planning and preparing for the academic, social and financial aspects of life after high school. Like Credit Unions, ICAN is a non-profit organization that exists to help those it serves. Whether a student is in Middle School or a Senior in High School, ICAN has programs and services to provide guidance to help students succeed. Families are encouraged to explore the tools and resources available on-line. - [NCUA Insurance](https://fdfcu.com/about/insurance/): Fort Dodge Family Credit Union is a federally insured credit union. What is the NCUA? The National Credit Union Administration (NCUA), established by the U.S. Congress in 1970, is an independent federal agency. Its main roles include insuring deposits at federally insured credit unions, protecting credit union members, and chartering and regulating federal credit unions. What is the NCUSIF? NCUA Share Insurance The National Credit Union Share Insurance Fund (NCUSIF) was established by Congress in 1970 to insure member share accounts at federally insured credit unions. It’s similar to the deposit insurance provided by the FDIC for banks. Members of federally insured credit […] - [EFT Disclosure](https://fdfcu.com/about/electronic-funds-transfer/): Electronic Fund Transfers Agreement and Disclosure - [Location & Hours](https://fdfcu.com/about/location-hours/): Location Lobby Hours Drive-Up Hours - [History & Mission](https://fdfcu.com/about/history-mission/): Our Journey Credit Unions are federally insured financial cooperatives owned by its members. Members like you! Unlike other financial institutions, Credit Unions are not-for-profit and focused on providing services to those who they serve. For members in need of financial products and services, Fort Dodge Family Credit Union remains focused on making a positive impact within the lives of each member. It is our commitment to provide personal individualized service which enables our members to achieve their financial goals. Members are empowered with education, inspired for success, and coached to bring it all together. Member experiences that create members for […] - [ISL Education Lending](https://fdfcu.com/resources/isl-education-lending/): At Fort Dodge Family Credit Union, we work with Iowa Student Loan (ISL) Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans*. ISL Education Lending offers: Please note that all loans offered by ISL Education Lending are subject to credit approval. Before applying for a private loan, we encourage you to first complete the Free Application for Federal Student Aid (FAFSA). We also recommend that you work with your college financial aid office to […] - [Teen Club](https://fdfcu.com/resources/teen-club/): For Ages 13 – 19 Years Time for a Checking Account! Once you start earning money it may be time to have that talk with your parents.  You know the one where you tell them the benefits of starting your own checking account.  You don’t necessarily need to wait until you land your first official job.  Many teens earn money through an allowance or perhaps by doing odd jobs like babysitting or mowing in the summer or shoveling snow in the winter months. A checking account will help you manage your money.  You can even get your own debit card […] - [Wire Transfer](https://fdfcu.com/services/wire-transfer/): Incoming wiring instructions for Fort Dodge Family Credit Union members: Bank NCB, FSB Bank Address 139 South High StreetHillsboro, OH 45133 Routing No. 242272227 Beneficiary F.I. Fort Dodge Family Credit Union Beneficiary Account No. 273974882 Beneficiary Name (Member Name) Account No. (Member Account Number) - [Re-Order Checks](https://fdfcu.com/services/re-order-checks/): Fort Dodge Family Credit Union offers its members the opportunity to order checks on-line from either Main Street or Harland Clarke.  You may use the link below to reorder checks from the same company you last used and only if your check information listed on your check is still correct. We encourage our members to review their personal information and verify that your name, address, and phone is accurate. If you want to change your check order company, or change your personal information on your check, you will need to contact the Credit Union. - [Travel & Gift Cards](https://fdfcu.com/services/debit-gift-cards/): Fort Dodge Family Credit Union offers both Gift Cards and Travel Cards. We encourage our members to know the differences between the two so that you may select the card that best meets your needs. Gift Cards Not only do Gift Cards make great gifts, but they can also be used for everyday transactions as well.  Concerned about making online purchases with your debit card?  A gift card will allow you to shop online without the fear of having your debit card compromised.  Shopping out of town and need to stay on a budget?  So many possibilities… Card Fee $3 […] - [Online Statements](https://fdfcu.com/services/online-statements/): Managing bank statements can become increasingly challenging as the number of statements grows. Delays in receiving your monthly statement and the risk of losing it are common issues. This is why online bank statements are essential for your financial security and success. Here are the key benefits of signing up for online bank statements: For more information or any questions about this service, contact FDFCU today! - [Online Banking & Bill Pay](https://fdfcu.com/services/online-banking-bill-pay/): Interested in having the ease of accessing your bank account in the comfort of your own home? Look no further than the online banking services that we offer at FDFCU. As a member of our credit union, you will have 24/7 access to your banking information online.  With our online banking option at FDFCU, you will be able to perform the following: - [Calculate Payments](https://fdfcu.com/loans/calculate-payments/): Save time in calculating your savings and loan payments. Use our calculators to get results in moments! Savings Calculators Loan Calculators - [Our Rates](https://fdfcu.com/loans/rates/): At Fort Dodge Family Credit Union, we use Risk Based Lending to better serve our members. We have five levels based on your credit score, determined using the TransUnion scoring model. Keep in mind, scoring models can vary slightly. We understand that life can sometimes impact your credit score, but we’re here to help you get back on track! Together, we can create a plan to enhance your financial well-being and improve your credit score. If you don’t have a credit score yet, we’ll start you at Level “E” and work with you to build your credit from there. Auto […] - [Mortgage Loans](https://fdfcu.com/loans/mortgage/): Looking for a home? Let us help you get pre-approved as you begin your journey of home ownership. Fort Dodge Family Credit Union partners with The Servion Group to provide our membership with mortgage loan options. Contact one our mortgage loan specialists to schedule a time to complete your application. For more information or to get started with your mortgage loan, connect with us at Fort Dodge Family Credit Union today! - [Home Equity Loans](https://fdfcu.com/loans/home-equity/): If you already own your home and would like to utilize your equity, Fort Dodge Family Credit Union offers home equity loans. We can lend up to 80% of your appraised value less your first mortgage. Contact us for full details. - [Auto & Personal Loans](https://fdfcu.com/loans/auto-personal/): When it comes to receiving an auto or personal loan, at FDFCU we strive to meet all the needs of our members. We make the process as simple as possible with competitive loan quotes and rates. We also offer free CARFAX™ reports for our members. Auto Loans Whether you are purchasing a new or pre-owned vehicle, our associates at FDFCU will help you secure financing. Already have an existing auto loan and are looking for a better rate? Get in touch and we will do everything we can to make that happen. Take advantage of the great offers we have […] - [Types of Accounts](https://fdfcu.com/accounts/types-of-accounts/): Checking Simplify your life with a FDFCU Checking Account. All members are eligible for a checking account (share draft). Savings All members are required to deposit and retain a balance of $25.00 in their primary savings (share) account. This is your membership account. Once your membership account is established you qualify to utilize any of our other products and services. Funds in your savings (share) account earns a competitive rate of interest. Additional saving accounts can be opened which will allow members to save for a purpose. Whether it’s for an unforeseen emergency, your next vacation, or your dream home […] - [IRAs](https://fdfcu.com/accounts/iras/): What are IRAs? Individual Retirement Accounts help members save for retirement. The earlier you begin to save the better. Fort Dodge Family Credit Union offers options for both Traditional IRA and Roth IRA. It is important to know the difference between the two so that you can make the best decision on which option to select. Perhaps you will conclude that you need a combination of both. Our staff is knowledgeable on the difference and can provide you with the necessary information to help you make an informed decision. The IRA savings pays competitive rates to help you maximize your […] - [Account Information](https://fdfcu.com/accounts/account-information/): To help the United States Government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. We will photocopy these documents for your account file. - [Who Can Join?](https://fdfcu.com/accounts/who-can-join/): Employees and their families* of the following Fort Dodge area businesses: How to Join Stop by our office or contact us for full details. You will need to provide proof of identification and your social security number along with an initial deposit of $25.00. *Candidates for membership include the Employee and their Spouse, Parents, Siblings, Children, Grandparents, Grandchildren, and all corresponding in-laws and stepfamily members. - [Privacy Policies](https://fdfcu.com/about/privacy-policy/): Website Privacy Policy Effective Date: August 20, 2024 1. Introduction Welcome to Fort Dodge Family Credit Union (“we,” “our,” “us”). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our websites https://www.fdfcu.com, https://www.fdfcu.org, or https://www.fdfcu.net. 2. Information We Collect We may collect the following types of information: 3. How We Use Your Information We use the information we collect for various purposes, including: 4. Sharing Your Information We may share your information in the following situations: 5. Security of […] - [Home](https://fdfcu.com/): Why Choose Us Fort Dodge Family Credit Union remains focused on making a positive impact within the lives of each member. It is our commitment to provide personal individualized service which enables our members to achieve their financial goals. Members are empowered with education, inspired for success, and coached to bring it all together. Member experiences that create members for life are created each and every day within an environment where no one is judged, and no one is inferior. We are like family, and we all sit at the table together. Fort Dodge Family Credit Union: It’s where we […] - [About](https://fdfcu.com/about/): Hello World! - [Resources](https://fdfcu.com/resources/) - [Services](https://fdfcu.com/services/) - [Loans](https://fdfcu.com/loans/) - [Accounts](https://fdfcu.com/accounts/) [comment]: # (Generated by Hostinger Tools Plugin)